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Embarking on the journey of buying or selling a home can feel overwhelming, but rest assured, we're here to simplify the process for you. From the initial steps to the final closing, our team is dedicated to guiding you every step of the way. Uncertain about where to begin? Allow us to assist you with the crucial first stages and provide continuous support throughout the entire process.
In a sea of conflicting information, making decisions can become daunting. With our extensive experience and deep understanding of the local market, we're equipped to cut through the noise and provide you with clear, reliable guidance. Whether you're a first-time buyer, a seasoned seller, or somewhere in between, we're committed to helping you navigate through the complexities and uncertainties of real estate transactions.
Our goal is to alleviate your concerns, address your questions, and empower you to make informed decisions that align with your goals. Trust in our expertise to lead you through the clutter and set you on the path to finding your dream home or achieving a successful sale. Together, let's turn your real estate aspirations into reality."
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2025 Housing Market Forecast: What You Need to Know
Big changes are coming to the housing market in 2025! Whether you're a homeowner, buyer, or renter, staying informed is key. Recent predictions from Zillow reveal some notable updates about home values, sales, mortgage rates, and rental prices. Here’s a quick breakdown of what’s ahead and what it could mean for you. Home Values Home values are expected to grow by 2.4% over the next 12 months and 2.2% for the full year of 2025. This modest growth reflects a stabilizing market. Limited inventory will remain a challenge, but some improvement in 2025 could help balance supply and demand. Existing Home Sales Existing home sales are forecasted to increase by 2.5%, reaching 4.16 million units in 2025. While this is slightly lower than earlier projections due to higher mortgage rates, improved inventory could support a small boost in sales. Mortgage Rates Mortgage rates are expected to fall moderately, offering a slight improvement in affordability. However, they won’t decrease as much as previously hoped, so affordability may remain challenging for many buyers. Rental Market Trends Higher mortgage rates are pushing more people toward renting, increasing demand: Single-family rents are forecasted to rise by 4.1%. Multifamily rents are expected to grow by 2.8%. Both forecasts have been revised upward due to strong rental demand. Key Takeaways Buyers: More inventory means more options, but affordability planning is crucial. Sellers: Modest price growth and increased sales activity make 2025 a great time to list. Renters: Act sooner, as rental prices are projected to keep rising. Let’s Chat! Every market is unique, and if you're in the Twin Cities Metro area, let’s discuss how these trends impact your plans. Stillwater and Hudson Local Stats: New Listings (December 2024): Stillwater: 58 | Hudson: 19 | Total: 77 (down 39.84% YoY) Average Prices (December 2024): Stillwater: $554,694 | Hudson: $537,578 | Total Avg: $546,136 (up 20.75% YoY) Days to Sell (December 2024): Stillwater: 52 days | Hudson: 63 days Need specific stats for your area? Reach out, and we will be happy to help! Stay ahead of the market—2025 could be your year to buy, sell, or rent with confidence!
Reflecting on 2024: Happy Holidays!
As 2024 winds down, we’re reflecting on the incredible DIY projects that made this year so special. From cozy retreats to practical upgrades and breathtaking transformations, this year has been all about creativity and hard work. Here’s a look back at some of our favorite projects—and a little hint at what’s to come in 2025! 2024 DIY Highlights Cottage in Balsam LakeLaurie and Tom transformed this lakeside cottage into a cozy retreat, infusing it with charm and functionality. Their attention to detail and dedication to preserving the cottage's character resulted in a space that feels both timeless and inviting. DIY Paddle Board HolderLaurie and Tom also designed and built a custom paddle board holder. This project not only provided a practical storage solution but also added a personalized touch to their space, showcasing their love for both DIY craftsmanship and outdoor activities. Stunning Bathroom Transformation by Kady KochendorferAgent Kady took on the challenge of renovating an outdated bathroom, turning it into a modern sanctuary. With a focus on sleek design and enhanced functionality, the transformation reflects Kady's keen eye for style and commitment to quality workmanship. Jacob Dicks’ Kitchen RehabJacob reimagined his kitchen, creating a space that’s both functional and beautiful. By incorporating modern design elements and rethinking the layout, Jacob’s project proved that a kitchen can truly be the heart of the home. Looking Ahead to 2025 As we say goodbye to 2024, we’re already looking forward to what’s next. From new transformations to more fun and functional projects, we’re excited to share even more ideas with you. Thank you for being part of our journey and cheering us on every step of the way. We love creating spaces that bring joy and functionality into everyday life. From all of us at the Truen Group, we wish you a holiday season full of love, warmth, joy —and a fantastic New Year! Happy Holidays and Cheers to 2025! See all these projects and more on our website in the blog section.
Best Local Events in Stillwater, MN for January 2025
Winter in Stillwater, Minnesota, is nothing short of magical, and January 2025 is packed with fantastic events you won’t want to miss. Let’s dive into what’s happening around town and make your winter season unforgettable! World Snow Sculpting Championship When: January 17–21, 2025Where: Lowell Park, Downtown Stillwater The World Snow Sculpting Championship is back for its third year, bringing together talented teams from around the globe to create awe-inspiring, larger-than-life snow sculptures. Stroll through Lowell Park and marvel at the artistry and skill that goes into each creation. The best part? It’s completely free to attend! Pro tip: Plan your visit early to avoid crowds, and don’t forget your camera—these sculptures are a sight to behold. The sculptures remain on display after the event, weather permitting, so you can enjoy the magic even after the championship wraps up. Dinner + A Show at JX Venue When: Sunday, January 12, 2025Where: JX Venue Looking for the perfect winter night out? Head to JX Venue for an evening of delicious food and top-notch entertainment. Bella Vida Catering will serve a delightful appetizer spread, followed by a high-energy dueling piano performance by Felix and Fingers. Tickets: $50 in advance VIP Option: Reserve your seats for an upgraded experience. Doors open at 6 p.m., and the show starts at 7 p.m. With a full bar available, this event is ideal for date night, a gathering with friends, or even a family outing. Stillwater Tire Bike Rally When: Sunday, January 26, 2025Where: Stillwater (as part of the World Snow Celebration) For adventure enthusiasts, the Stillwater Tire Bike Rally offers a fun and invigorating way to embrace winter. Whether you’re in it for the casual ride or the competitive race segments, this event welcomes fat bikes and mountain bikes. Tip: Snow conditions can vary, so fat bikes might be your best bet for softer terrain. Bundle up, enjoy the ride, and soak in the stunning winter landscapes Stillwater has to offer. Riverside Ice Skating Rink When: Open all JanuaryWhere: Water Street Inn Round out your winter fun with some skating at the Riverside Ice Skating Rink, set against the picturesque backdrop of the St. Croix River. Bring your own skates, and enjoy this free activity perfect for all ages. Whether it’s a family outing or a solo escape, the rink offers a serene and charming winter experience. From breathtaking snow sculptures to live music, outdoor adventures, and ice skating, Stillwater has something for everyone this January. Invite your friends, bring your family, and get ready to create memories that will warm your heart all season long.
5 Best Places to Stay in Stillwater, MN with Family During the Holidays – December 2024
Stillwater, Minnesota, transforms into a magical holiday destination each December, like stepping into a real-life snow globe. Its historic charm, festive activities, and cozy accommodations make it the perfect place to create lasting family memories. Whether you’re visiting loved ones or simply seeking a holiday escape, here are the top five places to stay in Stillwater this holiday season. 1. Hotel Crosby Located in the heart of downtown, Hotel Crosby is a boutique hotel that combines modern comfort with cozy charm. Families will love the spacious rooms, some of which feature bunk beds for kids. After exploring Main Street’s shops and holiday lights, unwind in the rooftop hot tub—a favorite for all ages. The hotel’s on-site bar and restaurant offer tasty drinks and meals, so you can relax and enjoy quality time without stepping outside. Why it’s great: Central downtown location Family-friendly amenities, including bunk beds Rooftop hot tub 2. Lora Hotel Blending historic charm with contemporary luxury, the Lora Hotel is a standout choice for families who appreciate a unique stay. Located right on Main Street, it offers suites that give everyone room to relax. For coffee lovers, Made Coffee (attached to the hotel) is a delightful spot for a morning treat. Don’t miss The Long Goodbye, a sophisticated cocktail bar perfect for winding down after a day of holiday adventures. Why it’s great: Stylish suites with space for families On-site coffee shop and cocktail bar Prime location on Main Street 3. Water Street Inn For a classic holiday vibe, the Water Street Inn delivers. Situated along the St. Croix River, this inn lights up with festive decor each December. Many rooms feature beautiful river views, and the on-site restaurant serves holiday-themed meals that the whole family will enjoy. It’s an ideal spot for families who want to immerse themselves in the holiday spirit. Why it’s great: Riverfront location Festive holiday decor Family-friendly dining options 4. The Lowell Inn A Stillwater tradition, The Lowell Inn is beloved for its historic charm and warm hospitality. This inn shines during the holidays, with vintage-inspired decor and cozy rooms that feel like stepping back in time. The on-site restaurant is famous for its holiday meals, making it a perfect place for a festive family gathering. Why it’s great: Historic, vintage atmosphere Renowned holiday dining Generations of Stillwater charm 5. Local Airbnb Rentals For families seeking privacy and a more personal touch, Airbnb rentals around Stillwater offer a range of options, from cozy cabins to spacious riverfront homes. Many hosts go the extra mile with festive holiday decorations, creating a warm and welcoming atmosphere. Imagine evenings by the fire or watching the snow fall from the comfort of a charming retreat. Why it’s great: Private and customizable stays Unique properties with festive touches Options for all family sizes More Holiday Magic in Stillwater Staying in Stillwater is just the beginning. After you’ve settled into your cozy accommodations, explore the town’s holiday highlights: Downtown Strolls: Wander through twinkling streets filled with shops and holiday cheer. Christmas Lights in Lowell Park: Don’t miss this dazzling display by the river. Outdoor Fun: Enjoy sledding at Pioneer Park or ice skating at local rinks. Stillwater offers the perfect blend of holiday charm, family fun, and cozy comfort. Whether you’re staying downtown or in a quiet riverside cabin, you’ll leave with memories to cherish. Plan your visit soon to experience the magic of a Stillwater holiday!
The Secret to Navigating Today’s Mortgage Rates Like a Pro
If you’ve been tuning into the latest real estate chatter, chances are you’ve heard plenty about mortgage rates. The big question on everyone’s mind: When are they coming down? With the Federal Reserve making headlines for rate adjustments, it’s easy to assume that mortgage rates might drop right after events like elections or economic shifts. But the reality? Mortgage rates don’t follow a direct line from the Fed’s decisions. They’re shaped by a mix of factors, including inflation, the job market, and even global events. So, what does that mean for you? Should you wait on the sidelines for the elusive “perfect” rate? Truth bomb: trying to time the market is nearly impossible. Instead, let’s focus on what you can control. Here are three actionable ways to navigate today’s mortgage rates like a pro. 1. Master Your Credit Score Your credit score is a game-changer. Even a small improvement can make a big difference in the interest rate you qualify for. According to Bankrate: “Your credit score is one of the most important factors lenders consider... Typically, the higher your score, the lower the interest rates and better terms you’ll qualify for.” Now’s the time to pull your credit report. Spot areas for improvement? Connect with a trusted loan officer to create a game plan. Whether it’s paying down balances, disputing errors, or diversifying your credit mix, small changes can have a big payoff. Here’s the best part: we’ve got your back. Our in-house mortgage officer is here to help you navigate the process. With personalized advice, financial tips, and an unmatched level of availability, he’s ready to guide you toward the best possible rate for your situation. 2. Know Your Loan Options Not all loans are created equal. From conventional to FHA, USDA, or VA loans, each option comes with its own terms and eligibility requirements. The Consumer Financial Protection Bureau notes: “Rates can be significantly different depending on what loan type you choose.” The key? Partnering with experts who can guide you through your choices. Our in-house mortgage officer works closely with us to help you evaluate options that align with your financial goals, whether it’s a first-time buyer program or something tailored for unique circumstances. 3. Choose the Right Loan Term The length of your loan has a direct impact on your interest rate, monthly payment, and total cost over time. Freddie Mac emphasizes: “When choosing the right home loan, consider the loan term… it will affect your rate, monthly payment, and the total interest you pay.” Whether you’re eyeing a 15-year, 20-year, or 30-year loan, it’s important to weigh your short- and long-term goals. We’ll sit down with you to break down the numbers and help you choose the term that fits your lifestyle and financial future. The Bottom Line While you can’t control mortgage rates or the broader economy, you can take steps to position yourself for success: Boost your credit score to unlock better rates. Explore loan types to find the one that matches your goals. Pick a loan term that balances your monthly payments and long-term savings. The home-buying process can feel overwhelming, but you don’t have to go it alone. With our team—including an in-house mortgage officer who’s dedicated to your success—you’ll have personalized support every step of the way. Local Market Stats: Hudson & Stillwater Curious about how the market is performing in our area? Here’s the latest: New Listings November 2023: 135 total November 2024: 130 total (down 3.7% YoY) October 2024: 186 total (down 30.11% MoM) Average Price November 2023: $442,398 November 2024: $509,095 (up 15.08% YoY) October 2024: $535,017 (down 4.84% MoM) Average Days to Sell (November 2024) Stillwater School District: 44 days Hudson School District: 41 days Overall Average: 42.5 days If you want market stats tailored to your neighborhood or specific needs, let us know—we’re happy to help. Thanks for stopping by! If you found this blog helpful, be sure to like, comment, and subscribe for more real estate tips and market insights. Shoutout to Keeping Current Matters for the valuable info that inspired this post. See you next time—and happy homebuying! Our in-house Loan Officer: Dave Craig with SWBC Mortgage at 651-334-6362,
December Events in Downtown Stillwater, MN: Your Guide to Holiday Fun!
The holidays are almost here, and there's no better place to soak in the festive spirit than downtown Stillwater, Minnesota! Whether you're looking for family-friendly fun, creative workshops, or magical holiday traditions, Stillwater has something for everyone this December. Grab a cup of cocoa and check out these can’t-miss events! The Stillwater Nutcracker Experience the magic of this timeless holiday classic with a unique twist! The Stillwater Nutcracker offers live narration and features talented young dancers who bring Clara's enchanting Christmas adventure to life. It's a heartwarming way to kick off the season! Location: Stillwater Area High School Dates: November 29 - December 1 Tickets: $24 per person Don’t miss this family-friendly holiday tradition—perfect for all ages! Twinkle Weekend & City Tree Lighting Mark your calendar for a sparkling evening of holiday cheer at Twinkle Weekend! Date: December 7 Time: Festivities begin at 4:00 PM; Santa and Mrs. Claus arrive at 5:00 PM; Tree lighting at 5:30 PM Location: Chestnut Plaza, Downtown Stillwater Cost: Free! Join in the magic with twinkle lights, festive music, and an unforgettable tree-lighting ceremony that’s sure to fill your heart with holiday joy. Chunky Knit Blanket Workshop Cozy up this holiday season with your very own handmade chunky knit blanket or pillow! No experience? No problem! The expert team at AR Workshop will guide you step-by-step. Location: AR Workshop, Stillwater Cost: Starting at $69 for pillows, $99 for blankets Details: 3-hour DIY class. Bring your favorite snacks or drinks for added fun! Whether you're treating yourself or making a gift for someone special, this workshop is a must-try for all DIY enthusiasts. Hometown for the Holidays Downtown Stillwater transforms into a winter wonderland this holiday season, complete with twinkling lights, festive décor, and events that capture the spirit of the season. Here are some highlights: Plaid Friday & Black Friday Shopping: November 29 Shop Small Saturday: November 30 Holiday Tea at Lowell Inn: Weekends, December 1-23 Breakfast with Santa: December 10 & 16 Gingerbread House Contest: December 14 Holiday Pet Parade: December 21 Plan a weekend visit to enjoy all the charm Stillwater has to offer. VIP Appreciation Party For our VIPs, don’t forget to join us on December 12 for an exclusive holiday appreciation party! Get Into the Holiday Spirit! With so many exciting events, downtown Stillwater is the place to be this December. Whether you’re creating cherished family memories, crafting unique gifts, or soaking in the festive vibes, you’re sure to find something magical. Have a favorite event or tradition? Share it in the comments! Happy Holidays!